Dr. Theresa was born and raised in Honolulu, Hawaii. She chose to follow in the footsteps of her father and three of her siblings by attending Creighton University in Omaha, Nebraska. Dr. Theresa’s father obtained his medical degree from the Creighton University School of Medicine, and her sister Cynthia and brother Kevin graduated from Creighton’s dental school.

Dr. Theresa graduated from the Creighton University School of Dentistry in 1987. She and her husband, Dr. Michael, have been practicing dentistry in Fairfield for over thirty years. They have two children: Lauren, a graduate of Xavier University in Cincinnati, Ohio with degrees in Music Education and Violin Performance. She obtained a Master’s Degree in Violin Performance from Southern Illinois University in Edwardsville, and teaches at Punahou School of Music in Honolulu; Michael is an avid musician (he plays the violin, percussion, piano, and ukulele) and is the in-house tech advisor at the Holt residence. Michael attends Fairfield High School where he is involved in marching, jazz, and concert band, choir and jazz choir, student council, and tennis. He is also a member of the Preucil School of Music String Orchestra in Iowa City.

Dr. Theresa is a member of the American Dental Association, the Iowa Dental Association, and the Southeast Iowa District Dental Society. Within the community, Dr. Theresa has served on the St. Mary Catholic Church Parish Council, Fairfield Community School District Vertical Team, St. Mary Preschool Board (past president), Xavier University Parent/Family Advisory Board (past president), Xavier University Parent/Family Advisory Board (past president), Jefferson County Medical Dental Auxiliary, and is a member of PEO Chapter C.